Program Information
 
Vision Care Services

Eyemed
Vision


Members receive discounts of 20% to 60% off the retail price of eyewear. Members have access to over 40,000 eye care professionals nationwide. Most frames, lenses, specialty items such as tints, scratch resistant coatings and ultraviolet protection are available.

EyeMed and LCA-Vision have arranged to provide this discount to all EyeMed members through one of the largest laser networks available, the U.S. Laser Network. Members are entitled to 15% off the retail price or 5% off the promotional price of LASIK or PRK procedures, whichever is the greater discount. The initial consultation is always free of charge, even if you choose not to proceed with the LASIK surgery.

 
Hearing Care

Astrum Hearing Solutions

Members have access to hearing aid discounts of 30% to 50% through 2,900 Astrum Hearing Solutions providers.
 
Dental

CAREINGTON POS Dental Network

Members may take advantage of savings offered by an industry leader in dental care. CAREINGTON is one of the most recognized professional dental networks in the nation and boasts a provider network of over 62,000 participating dentists.

- Average annual savings of $1,200 per family on dental work
- Over 62,000 providers nationwide
- Save 20% to 50% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals, and crowns.
- Orthodontics include for both children and adults at a 20% savings.
- Cosmetic dentistry such as bonding and veneers also included
- All specialties included-Endocdontics, oral surgery, Orthodontics, Pediatric Dentistry, Periodontics , and Prosthodontics - a 20% reduction on normal fees where available
- All dentists must meet highly selective credentialing standards based one education , background, license standing and other requirements
- Members may visit any participating dentist on the plan and change providers at any time.

 
Physicians

Physician network: Three Rivers and PHCS.

Private Health Care Systems offers a provider network of over 350,000 doctors at over 750,000 locations with discounts ranging from 20% – 45% savings and an average of 40% savings*. PHCS is the first and only national PPO to earn four endorsements of quality from two independent, nationally recognized quality assurance organizations, the National Committee for Quality Assurance (NCQA) and URAC. PHCS is the largest proprietary PPO in the country with nationwide access. Careington Physician Relations Specialists (PRS) will call providers to confirm participation and make appointments for members. This live-operator feature ensures a positive member/provider experience.

Three Rivers Provider Network - 475,000 providers including over 450,000 physicians and over 22,000 ancillary providers. By using the Three Rivers Provider Network proprietary network, you can access savings averaging 20% to 25% on medical services. TRPN continues growing through a true commitment of providing excellent services along with the highest quality member and provider relations.
   
   
   
   
   
Hospital

Three Rivers Provider Network

The Three Rivers Provider Network (TRPN) nationwide network totals more than 3,900 hospitals nationwide.

By using the Three Rivers Provider Network Proprietary network of over 3,900 provider locations nationwide, members can access savings averaging 20% to 25% on medical services. TRPN continues growth through a true commitment of providing excellent services along with the highest quality member and provider relations.

Hospitals not available in WV or MD.

 
Alternative Medicine

American Specialty Health

American Specialty Health (ASH) is specialty benefits company, involved exclusively in evidence-based complementary healthcare and health education.

Members will have access to a wide variety of complementary health care programs administered by ASH and its affiliate Healthyroads Inc.

With this Wellness program, members are able to:
- Utilize a nationwide alternative health care network of nearly 20,000 credentialed providers. Receive a 25% discount off normal fees for services. The American Specialty Health alternative health care network includes Chiropractice, mMassage, Acupuncture, and Registered Dietitians.
- Receive discounts on services from a national network of nearly 14,000 contracted chiropractors. Members may access providers directly without a physician referral, and may change providers at any time.
- Receive discounts on hundreds of health and wellness products including vitamins, minerals, herbal supplements, homeopathic remedies, sports nutrition products, health related books and videotapes, fitness products, and skin care items, with free shipping on most orders.

 
Discounted Services Include:
Dieticians
 
Herbal Medicine
Holistic Medical
 
Medical
 
and Many More!


Key Features of American Specialty Health Network:
- Access to networks that are fully credentialed and re-credentialed every two to three years
- Unlimited visits and no limits on access to care
- Full-line quality vitamins, minerals, herbs and supplements


 

Chiropractic Services

American Specialty Health

American Specialty Health (ASH) is specialty benefits company, involved exclusively in evidence-based complementary healthcare and health education.

Members will have access to a wide variety of complementary health care programs administered by ASH and its affiliate Healthyroads Inc.

With this Wellness program, members are able to:
- Utilize a nationwide alternative health care network of nearly 20,000 credentialed providers. Receive a 25% discount off normal fees for services. The American Specialty Health alternative health care network includes Chiropractice, mMassage, Acupuncture, and Registered Dietitians.
- Receive discounts on services from a national network of nearly 14,000 contracted chiropractors. Members may access providers directly without a physician referral, and may change providers at any time.
- Receive discounts on hundreds of health and wellness products including vitamins, minerals, herbal supplements, homeopathic remedies, sports nutrition products, health related books and videotapes, fitness products, and skin care items, with free shipping on most orders.


 
Discounted Services Include:
Acupuncture
Bio Feedback
Chiropractice
Exercise Specialists
Physicians
Massage Therapy
Body Work
Hypnotherapy
Occupational Therapy
Bio Feedback
and Many More!


Key Features of American Specialty Health Network:
- Access to networks that are fully credentialed and re-credentialed every two to three years
- Unlimited visits and no limits on access to care
- Full-line quality vitamins, minerals, herbs and supplements

 

   
Travel Gaurd Services

Travel Assistance-Travel Guard

Travel Assistance and Emergency Medical Assistance are available through Travel Guard Client Services (TGCS) when you are traveling over 100 miles away from home and you are faced with a serious injury or illness, or a travel-related emergency.

 

Emergency Travel Services

Flight Rebooking                                                  Passport & Travel Document Replacement

Baggage Tracking                                                Emergency Cash Transfer

Embassy or Consulate Referral                             Emergency Message Relay

Legal Referrals                                                     Rental Vehicle Return

Security and Evacuation Assistance                      Roadside Assistance (assistance only)

Hotel Reservations and Ground Transportation

 

Worldwide Travel Assistance

  • Pre-Trip Travel Advice
  • Translation and Interpretation Services

 

Medical Assistance Services

  • Emergency Medical Transportation Assistance - If you suffer an injury or illness that requires medical treatment or hospitalization, TGCS will coordinate and arrange emergency medical transportation to the nearest, most appropriate medical facility.  Once the customer is stabilized, TGCS coordinates his/her return to a hospital near their home.

 

 

Limitations/Exclusions:

AIG Travel Assist provides traveler assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners.  Expenses for goods and services provided by third parties, such as travel and medical expenses, are the responsibility of the traveler.

 

Prescription Drugs

By Aguilty Tierd RX

Members have access to discounts on most FDA-approved prescription drugs. This four-tiered plan is designed to save the member money on all their prescription drug costs at over 53,000 pharmacies throughout the United States*.

 

This program has four tiers: Tiers 1, 2 and 3 include all brand and generic drugs that have a maximum allowable cost of up to $40. Tier 4 consists of all brand and generic drugs above $40.

 

Tier 1 - $10 or less                    Tier 2 - $20 or less

            Tier 3 - $40 or less                    Tier 4 - over $40

 

How to Access Discounts

Members present the discount card to the pharmacist at one of the nearly 53,000 participating pharmacies. The pharmacist will enter the member information (as provided on the card) into the system and the discount will be automatically calculated and applied to the transaction.

 

The Pharmacy Web Tools are available online.

 

These tools will enable members to:

  • Locate participating pharmacies anywhere in the country.
  • Find retail pharmacy prescription drug pricing.
  • Identify and price equivalent alternative drugs that may have deeper discounts.
  • Receive mail-order prescription drug pricing.
  • Download and print mail-order forms.

 

Accepted in over 53,000 pharmacies nationwide including

Albertsons                    Costco              CVS                             Kmart

Kroger                          Publix               Rite Aid                                    Safeway

Target                           Wal-Mart           Walgreens                    Winn Dixie

 

   E-Doc

eDocAmerica

eDocAmerica is an online health and wellness service that provides
unlimited access to physicians for routine medical questions and
information. Members are able to avoid spending unnecessary time
waiting in a doctor’s office for routine health issues that could have been
easily addressed through a simple online exchange with a physician.
eDocAmerica services include information on how to best handle
medical issues, health decision support, information on nutrition and
fitness, weekly health tips, healthy lifestyle assessment and much more.
Simply log on to the eDocAmerica website and submit your medical
question and you will receive a response from a board-certified
physician within 24 hours.

 
   Legal


Legal Club of America

This program provides face-to-face or phone consultation with licensed attorneys who will help you analyze legal problems, point out options, and recommend a source of aciton.

Pre-qualified network of over 20,000 attorneys in all 50 states
- Never pay more than $125.00 an hour
- Four Great ways to save:
    1. Free Basic Services
    2. Gauranteed Discount Rates
    3. Gauranteed Low Hourly Rates
    4. Discounted Contingency Fee
- Seven free services including:
- - Free Simple Will with free annual updates
- - One-on-one consultations for new legal matters
- - Unlimited phone consultations (for each new legal matter)
- - Phone calls made and letters written on your behalf
- - Assistance if solving your problems with government programs
- - Helpful advice on representing yourself in small claims court
- - Attorney review of legal documents (6 page max.) per new matter
- Legal Advistor Participating Attorneys are specially selected, licensed in the state in which they practice and must comply with all rules and ethical codes in effect
- Assistance in Other Legal Matters, such as:
- - Family Law
- - Estate Planning
- - Personal housing/Real Estate Matters
- - Consumer Contract Law
- - Auto-Related Matters
- - Criminal Matters
- - Government Matters and more
   
Roadside Assistance

Nation Safe Drivers Roadside Assistance

Your Nation Safe Drivers Roadside Assistance Plan is available to you 24 hours a day, 7 days a week, and 365 days a year. Indeed, the confidence you feel in your vehicle is elevated by your membership in the NSD Roadside Assistance Plan. NSD has the most extensive and diverse network of road and tow professionals with access to over45,000 providers available to you every day of the year. NSD call centers are fully staffed by professionally trained customer service personnel. Call 1-800-734-5259, 24 hours a day for more information or for assistance. Use producer code 31498 and plan letter A when calling NSD. Each of the pay-per-use services are available at a fee of $64.95 per use.

Pay-per-use Services Include:

• Towing – Receive towing to the nearest repair facility (Up to 15 miles).You are GUARANTEED no out of pocket costs for a tow within 15 miles of your disablement.

• Emergency Fluid Delivery – Water, oil or gas will be delivered to you in the event of an emergency. NSD pays for the cost of delivery. You pay only for the cost of the delivered fluids.

• Lockout Services - If your keys are locked inside of your vehicle, we provide assistance in gaining entry to your vehicle.

• Flat Tire Changes – NSD will change a flat tire with your good inflatable spare.

• Battery Assistance – NSD will provide a jumpstart or boost to a dead battery.

• Extricating/Winching – NSD will pay for 1 truck and 1/2 hour of labor to dislodge our vehicle from sand or snow when your vehicle is 15 feet or less from a regularly maintained roadway.

• Accident Towing – Towing up to 15 miles when your vehicle has been involved in an accident or collision and we are called to dispatch services.

Free Services Include:

• Trip Routing Services – You may call toll free, 1-800-338-2670, Monday through Friday, 9 a.m. to 4:30 p.m. EDT, and request customized mapping to your road trip destination.

• Auto and RV Rental Discounts – Access rental car savings on our website. Visit www.preferredmembers.com and select “TRAVEL” to access rental car savings.

• Travel Savings – You will receive access to online travel savings. NSD has partnered with Hotels.com to offer the best pricing for your travel needs. Visit www.preferredmembers.com and select “TRAVEL” for access to online travel savings. For even better hotel savings call toll free, 1-800-916-1439. Use discount code 136142 to receive the NSD member preferred pricing.

NON-COVERED EMERGENCY ROADSIDE ASSISTANCE ITEMS:

1. Cost of parts, replacement keys, fluids, lubricants or cost of gasoline, cost of installation of products, material, and additional labor relating to towing. Any service covered under valid manufacturer's warranty. 2) Non-emergency mounting or removing of any tires, snow tires, or chains. Tire Repair. Any and all taxes, or fines. Damage or disablement due to collision, fire, or vandalism. 3) Towing from or repair work performed at a service station, garage or repair shop. Service on a vehicle that is not in a safe condition to be towed. Services for vehicles weighing over 1-ton. Services for commercial vehicles and fleet vehicles. Non-emergency towing or other non-emergency service. Impound towing or towing by other than an authorized service provider, except as noted below; vehicle storage charges; a second tow. Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as not passable due to construction. Towing at the direction of a law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or other violations of law. 4.)Coverage shall not be provided in the event of emergencies resulting from the use of intoxicants or narcotics, or the use of the Covered Vehicle(s) in the commission of a felony. 5) Repeated service calls for a covered Vehicle in need of routine maintenance or repair. Only one disablement for the same cause during any seven-day period will be accepted. Reimbursement for accident towing and services secured through any other source.

   
   
   
   
   

 

 

 

 

 

   
Disclosures:
1. THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*
2. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service.
3. The plan does not make payments directly to the providers of medical services.
4. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization.
5. Before purchase, you may access a list of participating health care providers at [searchforaprovider.com or clients website]. Upon request the plan will make available a written list of participating health care providers.
6. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee.
7. Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
Note to Texas Consumers: Regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, Texas 78711; telephone 1-800-803-9202 or (512)463-6599 website: www.license.state.tx.us/complaints. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. *Medicare statement applies to MD residents when pharmacy discounts are part of program. This program is not available in Montana and Vermont

 


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